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Moneta

Privacy Policy

Effective date: August 6, 2026

Moneta (“Moneta”, “the app”, “we”, “us”) is a personal finance tracking app created by Ivana Lazić.

This Privacy Policy explains what information Moneta collects, how it is used, and what choices you have.

1. Information We Collect

When you use Moneta, we may collect the following information:

Account information

When you create an account, we collect:

  • your name;
  • your email address;
  • your password in a securely protected form;
  • your preferred/default currency;
  • your language preference.

Financial information you enter

Moneta stores the financial data you choose to add, such as:

  • transactions;
  • income and expense categories;
  • recurring payments, subscriptions, bills, loans, or other obligations;
  • starting balances;
  • financial plans and goals;
  • notes or descriptions you add to entries.

Moneta does not connect to your bank account and does not automatically import bank transactions.

Technical information

We may collect basic technical information needed to operate and secure the app, such as:

  • login/session information;
  • device or app version information;
  • server logs;
  • error and security logs.

Support information

If you contact support, we may receive your email address and any information you choose to include in your message.

Notifications

If you enable reminders, Moneta may schedule local notifications on your device that include details of the recurring payments you set up (such as the name and amount). These reminders are delivered by your device; Moneta does not use a push-notification service to send them.

2. How We Use Your Information

We use your information to:

  • create and manage your account;
  • provide the app’s finance tracking features;
  • store and show your transactions, categories, recurring payments, plans, and reports;
  • send password reset emails;
  • respond to support requests;
  • improve app reliability, security, and performance;
  • prevent misuse, fraud, or unauthorized access.

We do not sell your personal information.

3. Passwords and Password Reset

Passwords are not stored as plain text.

If you request a password reset, Moneta may send a reset code to your email address. Password reset codes are temporary and expire after a limited time.

4. Email Sending

Moneta uses a third-party email provider to send account-related emails, such as password reset emails.

This provider receives only the information needed to deliver the email, such as your email address and the email content.

5. Data Sharing

We do not sell your data or share it with third parties for marketing purposes.

We may share limited data with service providers that help us operate the app, such as:

  • hosting providers;
  • database providers;
  • email delivery providers;
  • app store platforms.

These providers process data only as needed to provide their services.

We may also disclose information if required by law or to protect the rights, security, or integrity of Moneta, our users, or others.

6. Data Storage and Security

Your data is stored using cloud infrastructure and protected with reasonable technical and organizational safeguards.

However, no method of electronic storage or transmission over the internet is completely secure. We cannot guarantee absolute security.

7. Data Retention

We keep your account and app data for as long as your account is active or as needed to provide the app.

If you delete your account, we will delete or anonymize your account data unless we are legally required to keep certain information for a limited period.

8. Account and Data Deletion

You can request deletion of your account and associated data through the app or by visiting:

https://ivanalazic.dev/moneta/delete-account

You may also contact us at: support@ivanalazic.dev

When your account is deleted, your financial data associated with the account will be deleted or anonymized, unless retention is required by law or necessary for security, fraud prevention, or legal compliance.

9. Your Choices

You can:

  • update certain account settings in the app;
  • change your default currency for future entries;
  • edit or archive categories;
  • delete your account and associated data;
  • contact us about your personal data.

10. Children’s Privacy

Moneta is not intended for children under 13. We do not knowingly collect personal information from children under 13.

11. International Users

Moneta may be used from different countries. Your information may be processed and stored in countries other than your own, depending on our hosting and service providers.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make significant changes, we will update the effective date and may notify users through the app or another appropriate method.

13. Contact

If you have questions about this Privacy Policy or your data, contact us at: support@ivanalazic.dev